Have a list of all codes and Personal Identification Number (PIN) for all of their personal accounts.
Copy of any of their Union cards.
Know the benefits from their Union or Associations (such as burial plots, pensions, life policies, etc.)
Be up to date on the life insurance policies. Have a copy of the the actual policy. Know what the death benefit amounts are. Have the companies’ address and phone numbers, and that the beneficiaries are up to date. If their beneficiary to their life insurance policy has preceded them in death it can lead to a probate situation and delay receiving the death benefit check.
Know where the titles for their vehicles, boats, toys, deed to home, deed to vacation properties, and the abstract to their home(s).
Location of long term care policies.
Have the social security numbers and birth dates.
Know the city and state where they were born.
Know where they keep a copy of their birth certificates.
In the event that they are veterans you should know where the discharge papers are kept. This is the first step if you have to deal with the VA ( Veterans Administration).
Make sure that they authorize you to speak about CC bills as well as the life policy. This will avoid the need to send them copies of the Power of Attorney before you will get any help. Most of the time, it is as easy as calling the company in the presence of your elder, who’s name is on the account, and having them talk with the customer service representative to let them know it is fine to talk with you, the elder care person.
Know where the bills are kept How are they going about paying their bills?
Know who the family treasures go to. Is it written down? Hearsay doesn’t always work. It can lead to hard feelings later. It helps to have it written down so everyone can see where these items go after the elder is gone. Dealing with grief is hard enough, writing it down, in advance, cuts down on the unpleasant feelings later.
Know where their safety deposit box is. The box may be locked upon the death of the owner.
Keep a key or the numbers to the combination to their safe or important papers box. People with Alzheimer’s as well as dementia will lose the keys or combination.. Make a copy of all keys and combinations.
Everyone’s situation is different. The P.O.A. or potential P.O.A. needs to know this information. Elders with dementia can be very unorganized and this can lead to a nightmare situation upon their death. As the old saying goes, “an ounce of prevention can be worth a pound of cure”.